If you are a first-time car buyer with limited or no credit, then you should know that the Ford First Time Car Buyer Program could be the ideal way to get behind the wheel of a new Ford model. This exciting new program makes it easy for first time buyers to get behind the wheel of a new Ford even without a purchase history. With this program, we bring our customers a lower initial down payment, cheaper monthly payments, and lower interest rates.
To apply for this program, you can't have previous car credit and no issues with your credit report. You need an income of $2,000 a month or higher. Our goal is to help consumers get into the driver's seat of the car they want at a price that fits their budget. Cooper Ford, your local Carthage Ford dealer, wants to help you through every step of the car buying experience.
Steps of Buying a Vehicle
1. Research Phase
Buying a vehicle is a huge undertaking, so it is essential that your car, truck, or SUV is what you need. It is always smart to draft your needs and what you consider necessary before you start to shop. Consider traits such as the suite of safety features, performance numbers, features that increase comfort, and more when you decide which features you want out of your new or used vehicle from Cooper Ford, your Carthage Ford dealer.
2. Figure Out Your Budget
Everybody has a limit when it comes to how much they can pay for a vehicle. When determining your budget, be sure that you add the cost to own your vehicle, with maintenance, insurance, and fuel consumption added into the equation. Figure out what your monthly payments may be and you could be surprised with the vehicle that you can afford to buy.
3. Purchasing Your Vehicle
During the buying phase, be sure that you check out the entire lineup. A crossover might meet your needs at a cheaper cost to buy and own than a full-sized SUV. Make sure you test drive your vehicle and make sure that it handles how you want. The expert sales staff at your local Carthage Ford dealer, Cooper Ford, will then help you to purchase the car you want at a price you can afford using the Ford First Time Car Buyer Program.
First Time Buyer Program(FTB)©
Ford Credit's First Time Buyer (FTB) program offers financing to customers with no prior auto credit while providing dealers the opportunity to sell more vehicles, capture new customers, and grow their business!
Customer Eligibility
· No prior auto credit on bureau
· No major derogatory credit
· verifiable monthly income sufficient to cover vehicle payment, ordinary living expenses, and all outstanding debt
·Meeting customer eligibility criteria does not guarantee credit approval. Applicants are evaluated based on their Individual creditworthiness
Vehicle Eligibility
· For
the FTB program (U.S.). all new Ford vehicles are eligibleÂ
Contract/Term Eligibility
·New Ford Vehicles
· Retail. Rex Buy. and Red Carpet Lease
· Personal use contracts only
Dealer Information
·Dealer reserve rules are the same as those for Standard Retail and Lease programs
·Rules regarding buy downs, rate concessions, and markups are the same as those for Standard Retail and Lease programs
·Dealer to indicate FTB in the RouteOne offering
·DSA to Qualify program eligibility and indicate *FTB" in the Non-Financial Requirement for all approved and conditioned FTB offerings
How can we help?
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Hubler Ford Center Inc.
2605 E. State Road 44
Shelbyville, IN 46176
- Sales: 317-392-2557
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